Open Enrollment

Open Enrollment Is Now Underway Through November 20, 2020

What Is Open Enrollment?

Open Enrollment is your annual opportunity to change your medical or dental plan or to add or remove dependent(s) from your plan.

What You Need To Know

What You Need To Know:

  • It will be easier to use your medical plan for Anthem and Kaiser Participants in 2021 (excluding the Bronze Plan). Your plan has been enhanced and it will now be easier to know your out of pocket cost in advance. See our  2021 Open Enrollment Newsletter and the  2021 Health Benefits "At a Glance" for details.
  • Depending on your eligibility status, Open Enrollment packets were mailed starting September 28th and will continue to be mailed through October 30th.
    • Your Open Enrollment letter will indicate your current plan choice and the additional choices you may have for the 2021 plan year.
    • You can verify your dependents by logging onto  MemberXG.
  • You are not required to make any changes! You and your enrolled dependents will remain covered according to your existing plan choices unless you submit new enrollment forms requesting a change by November 20, 2020.
  • If you did not receive an Open Enrollment packet, click on your state of residence on the left navigation panel to learn more about your plan options for the 2021 plan year.
  • Effective January 1, 2021 you will be allowed to add a Registered Domestic Partner or the child of a Domestic Partner as an eligible dependent in the State of California. See our  Life Events page for requirements.

Changes must be received by Trust Fund Office no later than November 20, 2020.

What You Need To Do

What You Need To Do During Open Enrollment:

If you are satisfied with your health plan choices and you have no dependents to add or remove, you do not need to do anything.

To make changes for 2021 or to enroll for the first time, you must complete and return the correct Plan enrollment form(s) to the Trust Fund Office by November 20, 2020.

  • Enrollment forms are available by your state of residence in the menu on the left or below.
  • To add dependent(s), the Trust Fund will require a copy of the certified birth certificate or marriage certificate and a copy of the first and signature pages of your most recent tax return to enroll your spouse. See our  Life Events page for more information on when to add or remove dependents. You may also make dependent changes year-round if you have a change in family status (e.g. marriage, divorce, newborn, etc.).
  • Email your completed forms and documents to:  HWEnrollment@carpenterssw.org or return them by mail in the envelope provided.

If you are considering changing your medical or dental plan, be sure you read the materials to understand the differences between the plans and what providers are available in your state of residence.

Check Your Beneficiary(ies)

Have You Checked Your Beneficiary(ies) Lately?

  • Certain life events such as a birth, marriage, adoption or divorce may require a change in your beneficiary(ies) for death benefits.
  • Your ex-spouse or partner may still be your beneficiary if you have not submitted a new beneficiary form.
  • You must complete a new  Beneficiary Form from the Southwest Carpenters Trust Fund Office to change your beneficiary.

Verify your designated beneficiary(ies) on  MemberXG.

Get Assistance

How To Obtain Assistance During Open Enrollment

  • Kaiser California

  • kp.org (Choose your region)
  • (800) 464-4000 (toll-free)
  • 24 hours/day; 7 days/week except holidays

Remember: Plan Changes Must Be Received By Trust Fund Office No Later Than November 20, 2020.

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Arizona Plan Options

Medical

(Includes Prescription Coverage)
Anthem PPO Plan
Enrollment Form

Dental

UnitedHealthcare INO Copayment Plan
or
UnitedHealthcare DPPO
Enrollment Form

Vision

UnitedHealthcare Vision
No enrollment form is required

Bronze Plan (Includes Prescription Coverage)

Participants working in Arizona may have an option to choose the Bronze or Active Plan at Open Enrollment subject to certain conditions.

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California Plan Options

Medical

(Includes Prescription Coverage)
Anthem PPO Plan
Enrollment Form
or
Kaiser HMO Plan
Enrollment Form

Dental

UnitedHealthcare DC Copayment Plan
or
UnitedHealthcare DPPO
Enrollment Form

Vision

UnitedHealthcare Vision
No enrollment form is required

Bronze Plan (Includes Prescription Coverage)

The Bronze Plan is offered in specific agreements to apprentices at levels 1 and 2 (excluding Millwright Apprentices) who were indentured after 7/1/2018 or Stocker/Scrappers and Craft Assistants hired after 7/1/18. The Bronze Plan includes Medical and Prescription coverage only for the participant. Coverage for a spouse and/or dependent(s) under the Bronze Plan may be added for an additional monthly self-payment of $150 for 1 dependent and $250 for 2 or more dependents.

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Colorado Plan Options

Medical

(Includes Prescription Coverage)
Anthem PPO Plan
Enrollment Form
or
Kaiser HMO Plan
Enrollment Form

Dental

UnitedHealthcare INO Copayment Plan
or
UnitedHealthcare DPPO
Enrollment Form

Vision

UnitedHealthcare Vision
No enrollment form is required

Bronze Plan (Includes Prescription Coverage)

Participants working in Colorado under the Drywall Agreement may have an option to choose the Bronze or Active Plan at Open Enrollment subject to certain conditions.

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New Mexico & Texas Plan Options

Medical

(Includes Prescription Coverage)
Anthem PPO Plan
Enrollment Form

Dental

UnitedHealthcare DPPO
Enrollment Form

Vision

UnitedHealthcare Vision
No enrollment form is required

Bronze Plan (Includes Prescription Coverage)

Participants working in New Mexico/West Texas under the Drywall Agreement may have an option to choose the Bronze or Active Plan at Open Enrollment subject to certain conditions.

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Northern & Southern Nevada Plan Options

Medical

(Includes Prescription Coverage)
Anthem PPO Plan
Enrollment Form

Dental

UnitedHealthcare DC Copayment Plan
or
UnitedHealthcare DPPO

Vision

UnitedHealthcare Vision
No enrollment form is required

Bronze Plan (Includes Prescription Coverage)

The Bronze Plan is provided in specific agreements or to apprentices at levels 1, 2 and 3 who were indentured after 7/1/2018 and includes Medical and Prescription coverage only for the participant. Coverage for a spouse and/or dependent(s) under the Bronze Plan may be added for an additional monthly self-payment of $150 for 1 dependent and $250 for 2 or more dependents.

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Utah, Wyoming Plan Options

Medical

(Includes Prescription Coverage)
Anthem PPO Plan
Enrollment Form

Dental

UnitedHealthcare INO Copayment Plan
or
UnitedHealthcare DPPO
Enrollment Form

Vision

UnitedHealthcare Vision
No enrollment form is required

Bronze Plan (Includes Prescription Coverage)

Participants working in Utah under the Drywall Agreement may have an option to choose the Bronze or Active Plan at Open Enrollment subject to certain conditions.

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Out of Area Plan Options

Medical

(Includes Prescription Coverage)
Anthem PPO Plan
Enrollment Form

Dental

UnitedHealthcare DPPO
Enrollment Form

Vision

UnitedHealthcare Vision
No enrollment form is required
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Active/Bronze Plan Options

Active Plan Option

Available To: Journeyman, Apprentice (all levels)

Active Plan Option Rules:

Eligible participants working under the Drywall Agreement who have worked at least 1380 hours by June 30, 2020 may choose the Active Plan at Open Enrollment. Changing from the Bronze Plan to the Active Plan at Open Enrollment may result in a decrease in your hourly wage of up to $4.00 per hour.

Bronze Plan Option

Available To: Journeyman, Apprentice (all levels)

Bronze Plan Option Rules:

Eligible participants working under the Drywall Agreement who are eligible for the Active Plan option may choose the Bronze Plan Option at Open Enrollment. Changing from the Active Plan to the Bronze Plan at Open Enrollment may result in an increase in your hourly wage of up to $4.00 per hour. The Bronze Plan includes Medical and Prescription coverage only for the participant. Coverage for a spouse and/or dependent(s) under the Bronze Plan may be added for an additional monthly self-payment of $150 for 1 dependent and $250 for 2 or more dependents.

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Active/Bronze Plan Options

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Active/Bronze Plan Options